Amar Shah
Amar founded Client First Capital to create a platform that reflects his values and provides impartial, evidenced based advice to his clients around maximizing their financial wellbeing. Amar strongly believes that integrity, transparency, knowledge and insight are core values to a successful, long term client relationship. Amar has more than 15 years of experience in the financial industry helping individuals, families and businesses achieve their financial goals having cultivated long lasting client relationships based on trust and mutual respect. He is experienced in estate planning advice, retirement planning and risk management. He and his team help clients protect, distribute and grow their wealth. Prior to founding Client First Capital, Amar was a Senior Wealth Manager at USAA for 8 years and before USAA, he was a vice president within JP Morgan's wealth management division in New York City. Amar holds the Chartered Financial Analyst designation and is also a CERTIFIED FINANCIAL PLANNER practitioner and abides by the code of ethics and fiduciary standards of these best in class industry designations. Connect on LinkedIn . Learn more here .
Articles by Amar Shah
- Money & Life
Before You React to the Next Market Headline, Ask These 5 Questions
For investors, the constant stream of information can make it tempting to do something—sell an investment, move to cash, change your allocation, or chase whatever is performing well.
- Retirement & Income Planning
Retirement Planning Isn’t Just About Having Enough Money. It’s About What Your Money Can Do
A good retirement plan should give you confidence about today's decisions while preparing you for tomorrow's uncertainties.
- Money & Life
Movement as Medicine for Longer, Healthier Retirement Years
Consistent movement — even in modest amounts — can have a profound impact on long-term health.
- Money & Life
Are Markets Predicting the Economy—or Reacting to It?
Understanding this relationship can help investors better interpret headlines, manage expectations, and make more thoughtful long-term decisions.
- Retirement & Income Planning
2027 Social Security COLA: What Early Estimates Mean for Your Retirement
For retirees and those approaching retirement, the COLA plays an important role in maintaining purchasing power.
- Retirement & Income Planning
Retirement Plans Built on Pensions Face Pressure as Funding Levels Fall Short
Understanding how pension funding works, and what happens when a plan becomes underfunded, is critical for retirement planning.
- Artificial Intelligence
AI Took the Jobs—Now Who Pays the Taxes? The 100-Year Fiscal Crisis
One of the most important long-term economic questions facing developed economies is surprisingly simple: who will pay for government in the future?
- Money & Life
Prediction Markets Turn Opinions Into Probabilities
For retirees and long-term investors, these markets are interesting primarily as a window into how technology and finance continue to evolve.
- Retirement & Income Planning
The First 5 Years of Retirement Matter More Than You Think
In reality, retirement is anything but static. And while every year matters, the first five years often matter more than the rest.
- Money & Life
Turning Savings Into a Steady Income Stream in Retirement
It should be predictable, sustainable, and aligned with your lifestyle, even though it doesn’t come from a single source.
- Money & Life
5 Principles for Investing Smarter as Markets Evolve
It moves through distinct regimes such as reflation, inflation, stagnation, and deflation. Each regime rewards different types of assets.
- Money & Life
When To Hire a Financial Planner: How Guidance Boosts Returns, Reduces Risk, and Protects You
The long answer is worth a few minutes of reading, because research shows professional advice delivers measurable benefits beyond picking funds.
- Retirement & Income Planning
Why Today’s Retirement Is More Expensive Than You Think—and What You Can Still Do About It
May seem perfectly sustainable—but the costs retirees face today are growing faster than the income sources meant to support them.
- Retirement & Income Planning
The Retirement Investment You Can’t Buy: Why Physical Health Is Financial Health
Activity after age 60 plays a pivotal role in protecting your independence, maintaining quality of life, and even reducing long-term healthcare costs.
- Money & Life
Want a Better Retirement? Plan for Healthspan, Not Just Wealth
All traits that support better decision-making, including in areas like nutrition, exercise, social engagement, and yes, financial planning.
- Money & Life
As the Leaves Change, So Should Your Finances: 5 Year-End Planning Essentials
Tax-saving opportunities, ensure your portfolio is aligned with your goals, and make smart adjustments before the calendar turns to January.
- Retirement & Income Planning
From Growth to Income: How To Restructure Your Portfolio Before—and During—Retirement
Whether you’re five years away from retirement or already there, building a durable and strategic retirement portfolio is essential.
- Money & Life
Your 401(k) Might Soon Include Crypto, Private Equity, and Real Estate
Breaks down what happened, what it could mean for you, and how to approach these potential changes with a clear, informed strategy.
- Money & Life
5 Costly Retirement Mistakes — And How To Avoid Them Before It’s Too Late
A few years away from retirement or already living it, here are five common pitfalls to watch out for—and more importantly, how you can avoid them.
- Money & Life
Retired, Now What? Why Your Portfolio Still Needs a Smart Strategy
You still have many years ahead, and you need your portfolio to perform well while continuing to manage risk #retire #risk
- Money & Life
The Coming Debt Storm: Why Surging U.S. Interest Payments Could Hit Your Wallet
The realm of personal finance and investment strategy, few forces are as powerful and as underestimated as the ripple effects of U.S. government debt #debt
- Money & Life
Mindful Spending Tips: Navigating Financial Uncertainty with Confidence
Means to spend mindfully in the current economic environment and how this practice can preserve both your financial health and peace of mind.
- Retirement & Income Planning
Retiring in a Down Market? Here’s How to Protect Your Nest Egg
Several strategies you can employ to protect your finances and make your retirement more resilient—even in a turbulent market. #Retirement
- Retirement & Income Planning
How to Secure Your Financial Future with Long-Term Care Planning
Planning for long-term care is a critical component of financial security, especially as life expectancy increases.
- Retirement & Income Planning
Avoid These Critical Pitfalls in the Retirement Red Zone
Navigate this crucial phase, here are five common pitfalls to avoid and actionable strategies to keep your retirement on track. #NCRetirementCenter
- Retirement & Income Planning
Pickleball in Retirement: A Path to Health and Happiness
Pickleball is a dynamic, social, and accessible game that provides numerous physical and mental benefits. #NCRetirementCenter
- Opinion
Medicare Supplement Plans vs. Medicare Advantage Plans
Why it’s important to know your Medicare plan options and a comparison the differences in the plans. #medicare #healthcare
